At Bright Eyes Family Vision, our goal is to promote good eye health and enable you to have the clearest vision possible. We accept several types of vision insurance, cash, checks, and most credit cards. We inform our Pingree Grove patients about exam and treatment costs at the beginning of your appointment. If you require a breakdown of costs, please let us know.
Medical Plans We Accept
- Blue Cross Blue Shield
- United Healthcare
Vision Plans We Accept
- Aetna Vision
- Spectera (United Healthcare Vision)
The knowledgeable staff at Bright Eyes Family Vision is experienced in working with medical and vision insurance providers. We will work directly with you and your insurer to submit claims regarding your vision care. We strive to ensure that you understand your insurance coverage and will answer any questions you may have regarding your benefits. Many current vision plans are designed to cover most of the basic vision-related costs, but not all costs associated with eye care. Most plans often require a co-payment for an office appointment as well as additional costs that are covered by the insured patient.
Contact our office at (224) 569-1001 to find out if your insurance provider is accepted in our office or for more information about your vision coverage.
What is the difference between a routine vision exam and a medical eye exam?
Most people have vision coverage and medical insurance. They are very different in terms of the services they cover and it’s important for our patients to understand those differences. Vision coverage (VSP, Spectera, Eyemed, etc) is mainly designed to determine a prescription for glasses and is not equipped to deal with complex medical conditions and/or diagnoses. It does allow for screenings of conditions, but once they are determined, then medical insurance is filed on those services. When a medical condition is present (such as diabetes, cataracts, dry eye, floaters, etc.) it is necessary to file the visit with your major medical carrier (BCBS, UHC, Cigna, Medicare, etc) and the co-pays for that insurance will apply as well as any non-covered service. Insurance carriers set these rules and our office is obliged to follow them. In most cases, there is no way to know prior to the examination which type of insurance our office will be able to file for you. We make every effort to be on every major carrier for your convenience and we will file those claims for you. In the event that we do not take your insurance, we will provide you with an itemized receipt so that you may file with your carrier for reimbursement. If you have any questions, please let us know.
Flexible Spending Accounts
Many employers are offering Flexible Spending Account (FSA) options to employees. Sometimes these are referred to as cafeteria plans and are elective, supplemental insurance savings plans. These plans are designed to let you save money in an account, pre-tax, to pay for additional medical expenses such as eye exams, glasses, contacts, and often laser vision surgery. Check with the benefits administrator at your work to see if you are eligible for this program. FSAs can typically be used in conjunction with any vision insurance plan to offset any out-of-pocket costs on your behalf.
Other Payment Options
Our Pingree Grove optometry staff understands that cost is a concern when evaluating vision care providers. We do not want cost to be an obstacle to maintaining proper eye health and good vision. We accept various forms of payment and are able to discuss financing options with you prior to any examination. At Bright Eyes Family Vision, we also accept cash, check, and major credit cards. Call (224) 569-1001 today to schedule your eye exam today.